Understanding Local Care Home Fees in Westminster

As our population ages, the cost of quality care continues to rise. In Westminster, we are seeing some of the highest care home fees in the country, often exceeding £1,500 per week for nursing care.

"The most common mistake we see is families selling the main home to pay for care when other funding options or deferred payment agreements might have been available."

Assessing Your Assets

Many families are unaware of how their assets—most notably their family home—are assessed when determining liability for care fees. The "threshold" limits are often misunderstood, leading to unnecessary anxiety.

Legal Protections

There are legitimate ways to structure your assets to ensure your partner is provided for and your legacy is protected, without falling afoul of "deprivation of assets" rules. This often involves updating your Wills to include Life Interest Trusts.

Our Elderly Client Care team specializes in these sensitive conversations. We can help you plan ahead, ensuring peace of mind for you and your family.